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Budgeting is Not Boring: 30 Days to a Frugal Lifestyle

I say this emphatically: Budgeting is not boring. What makes budgeting boring for some people is that a lot of us don’t have the correct knowledge and experiences when it comes to budgeting. For example, if you went to a bowling alley and, because you had no idea how to bowl, every time you’d throw [...]

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Living on a Budget Means Awareness and Possibly Throwing Your TV Out The Window

To live a budget lifestyle, you need to be aware of your financial choices. You need to be aware of your unconscious and conscious decisions to spend money and you need to be aware of how people close to you want you to spend your money. Advertisers are perfectly aware of the messages they are [...]

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How to Reward Yourself While Living on a Budget

One of those universal truths about budgeting and saving money is this: Some of life’s greatest rewards are free. Rewards and fun activities don’t have to cost tons of money. Your idea of a cheap thrill may be spending some time reading a book in the park near where you live, sitting in front of [...]

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Living on a Budget: Reasons and Motivations

Wanting to live on a budget doesn’t mean that you must be broke. In fact, it’s the furthest thing from the truth! There’s a lot of reasons why you might want to live on a budget and for the most part they’re all good reasons. Think about it. Would you rather be spending more than [...]

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The Debt Destruction Technique: Destroying Debt One at a Time

Like any large undertaking or goal in life you need a plan. A pilot would never take an airplane from Miami, Florida to London, England without a specific plan in place to get there. Neither should you go ahead in life without having goals and plans – especially if you have a goal of financial [...]

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The 10% Debt Reduction Plan

Let’s face it: There’s almost no way to realistically pay off all of your debts by consistently just paying the minimum monthly payments. However, if we can pay the minimum monthly payment on all of our debts and also add some extra money to help pay them off, we’re going to see results. Here’s a [...]

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How to Escape Your Mounting Credit Card Debt Financial Situation

Like we talked about in our previous post Consumer Debt Worst Offenders: Banks, Advertisers, and Advisors, there’s a lot of financial entities out there more than willing to help you part with your money. It’s big business and consumers are getting hit with the worst of it. So what can we do to not be [...]

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